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Waldorf, Maryland Car Accidents: Do I Have to Go to Court?


No, most Waldorf, MD, auto accidents are resolved through insurance claim settlements. As a result, most injured victims never have to go to court, and no lawsuit is ever filed. Many victims who have been injured do not like lawsuits and are leery of having to go to court. This is why it is often very helpful to have legal assistance from experienced Maryland car accident lawyers. Even if there is some need to go to court, your trusted attorneys will go to court on your behalf without you needing to attend. However, as noted, most cases never get that far.

If you have been injured in an auto accident here in Waldorf, MD, contact us here at the Law Office of Robert Castro. Call us at (301) 870-1200 or use our contact page. Our motto: “relentless advocacy, maximum compensation. Our offices are in Waldorf, Maryland.

How do insurance claim settlements work?

The insurance claim settlement process begins almost immediately after an accident happens, and one of the parties notifies the insurance company that an accident has occurred. However, with certain technology, an insurance company might receive an electronic notice hours or days before it gets a call from its policyholder.

The insurance company begins an investigation almost immediately. This is done to get as much information as possible before lawyers get involved and so that the insurance company can make a low-ball settlement offer. Some victims need money badly and will “jump” at such offers. This is yet another reason to contact a Maryland car accident lawyer to help you.

The first part of the insurance company’s investigation is an attempt to call the victim (or victims). This is said to be for the purpose of “finding out what happened,” but it is really a legal effort to have victims make statements that hurt their cases. An investigator is trained to ask innocently: “How are you?” or “How do you feel?” Some victims will say: “I feel fine,” and that answer might hurt their case. Because of this, we recommend that victims who have been injured should seek legal assistance immediately. The quicker you have legal help, the better off you are.

In any event, once an experienced Maryland car accident lawyer is involved, the insurance company is notified. From that point forward, all communications “run through” the attorney, so the insurance company will stop calling and sending letters.

Thereafter, the parties focus on collecting all of the evidence, such as all the medical bills. Eventually, your dedicated lawyer will send a settlement demand based on all the evidence collected. Because of this, it may take some time before a demand is made because it may take time to gather all the evidence.

Your lawyer knows Maryland law. The insurance company representatives also know Maryland law, and now, both sides have all the evidence collected. From that position, the parties can engage in serious negotiations about how the money would fairly and fully compensate the victim (or victims) for the injuries and other damage suffered.

Contact Waldorf, MD Personal Injury Attorney Robert Castro Today

This article has been provided by the Law Office of Robert Castro. For more information or questions, contact our office to speak to an experienced Maryland personal injury lawyer at (301) 870-1200. We are Waldorf, MD, Personal Injury lawyers. Our address is 2670 Crain Highway, Waldorf, MD 20601.

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