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Should I Talk to the Insurance Company About My Car Accident?


No. The proven Maryland car accident lawyers here at the Law Office of Robert Castro strongly recommend hiring experienced car accident lawyers BEFORE talking to the insurance company about your accident. You do not, of course, need to hire us. But hire someone.

To be clear, we are speaking of the “long-form” interviews that insurance companies undertake a few days after an accident. More importantly, we are speaking of the interview that the OTHER insurance company wants to take. Everyone involved will have to briefly “talk” to their OWN insurance companies after an accident. It is necessary to notify your own insurance company that an accident has occurred and to provide some details like where the accident happened, basics on how it happened and who was injured, whether you went to the hospital, etc. However, it is best to keep even this conversation short and to the point.

When the other insurance company calls to schedule a more intensive “long-form” interview, as noted, it is best to have protective auto accident lawyers by your side. There are a number of advantages to this. First, you can have your lawyers do “all the talking,” including the scheduling of the interview. Most insurance company representatives will want a face-to-face interview. They want that as evidence for their employer — the other insurance company — of how you are doing physically. Are you walking? Do you have bruises, etc.? However, a few days after an auto accident here in Calvert County, Maryland, face-to-face interviews can be very stressful. Your auto accident attorneys can help with that by either insisting on a telephone interview or a Zoom conference call. Your lawyer will also be there during the interview to reduce some of the stress and to help you avoid saying anything that might damage your case. Some victims try to handle the other insurance company on their own, but that can backfire. What you say during the interview is evidence and can be used by the insurance company to dispute liability or damages or otherwise deny the claim. If you have been a victim of an accident in Calvert County, MD., call us at (301) 870-1200 or use our contact page. We can answer your questions and evaluate your ability to recover money damages. Our offices are in Waldorf, Maryland. Ask us about our success stories. We are Calvert County, Maryland, car accident lawyers. No fee unless we win.

There are other reasons to hire experienced lawyers before talking to the insurance company. Since your lawyers will be there with you during the interview, your lawyers will prevent the insurance company representative from abusing, threatening, or bullying you. The representative does that sometimes, thinking that they can browbeat someone into saying or doing something that will hurt their case. Likewise, with your lawyer there, the insurance company representative cannot make a low-ball settlement offer that you might take since you are worried about hospital and household bills. Your lawyers can explain why the offer is low-ball and explain your rights concerning payment of medical and other bills.

Contact Waldorf, MD Personal Injury Attorney Robert Castro Today

This article has been provided by the Law Office of Robert Castro. For more information or questions, contact our office to speak to an experienced Maryland personal injury lawyer at (301) 870-1200. We are Waldorf, MD, Personal Injury lawyers. Our address is 2670 Crain Highway, Waldorf, MD 20601.

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