Under Maryland law, a victim of a Charles County, Maryland, car accident can recover as much compensation as possible to “make the person whole” (or as “whole” as money can make a person who may have suffered severe injuries). Compensation is paid by the at-fault party (or parties), not as punishment, but as damages for losses suffered by the victim. In Maryland, most car accident cases, including those that occur in Charles County, MD, are settled through insurance claims. Following an accident, notices and claims are sent to the insurance companies that have policies for the victims and drivers. The insurance companies investigate the accident and make a determination of how much they think the compensation should be. If you have been injured, call the Maryland auto accident lawyers here at the Law Office of Robert Castro. Contact us using our contact page or by calling us at (301) 870-1200. We have offices in Waldorf, Maryland. Hiring top-rated Maryland auto accident attorneys gives you the best chance of obtaining the maximum amount of compensation available under Maryland law.

How much compensation is obtained is based on what damages and injuries were suffered. In theory, the amount of compensation that could be offered and paid could be millions. But, under Maryland law, there are limits (caps) on how much compensation a victim can recover for certain types of damages. Generally, there are two types of damages: economic and non-economic. The first type can be mathematically determined. Medical expenses are an example. When all the medical invoices are collected, a precise amount can be calculated.

Non-economic damages cannot be determined precisely in this manner. Damages for pain and suffering are an example of non-economic damages. There is no invoice or other precise way to determine how much compensation should be paid for a victim’s pain and suffering. Injuries caused by a Maryland auto accident are painful. Necessary medical procedures can also be painful. The accident, medical procedures, and recovery can also entail suffering and discomfort. Victims are entitled, by law, to recover for this sort of pain and suffering. But because pain and suffering are deemed to be non-economic in nature, Maryland law sets a limit on such damages. The total cap on non-economic damages is about $950,000 as of 2025. The cap is indexed to inflation, so the cap goes up from time to time. The cap applies to all forms of non-economic damages. Besides pain and suffering, other forms of non-economic damages include loss of normal life, loss of limb, loss of society, fear of impending harm, emotional distress, and more.

There is no cap for economic damages. Thus, full compensation can be obtained for medical costs, expenses and bills, including costs for hospitalizations, medications, surgeries, therapies, etc. Other types of economic damages include lost wages, earnings, and income, out-of-pocket expenses (like car rentals), costs to repair damages to vehicles, costs to replace/repair damage to personal property in the vehicle like electronic devices, and more.

Contact Waldorf, MD Personal Injury Attorney Robert Castro Today

This article has been provided by the Law Office of Robert Castro. For more information or questions, contact our office to speak to an experienced Maryland personal injury lawyer at (301) 870-1200. We are Waldorf, MD, Personal Injury lawyers. Our address is 11701 Central Avenue, Suite 200, Waldorf, MD 20601.